Description: Affordability is a primary consideration in the design and marketing of disability products for both group and individual insurers. In this session, the panelists explore the need for affordable coverage from both the insurer's and the customer's perspectives. From the Record of the Society of Actuaries, Vol. 31, No. 2, Session 37

Description: This literature guide focuses on the distribution costs, especially the field compensation costs, that are incurred through the traditional general agency, branch office or brokerage structures for individual life, annuity and disability products.

Description: Presented at June 1996 Spring Meeting. The presentation will be given by the direct managers of actual cases under the new types of disability products, including managed disability, 24-hour coverage, and voluntary disability. In addition, it will lead to the awareness of current developments for group LTD and STD.

Description: This paper explores available disability experience data in order to shed some light on the character and extent of the subjective influences which affect the frequency and duration of disability. A mathematical model for computing disability income premiums and reserves is also presented.

Description: This session discusses income replacement, or disability, policies. Topics include how they work, design alternatives, marketing, underwriting, regulation, past experience and future trends. From the Record of the SOA, Vol. 8 No 3

Description: Presented at June 2002 Spring Meeting. Discusses the types of combination products currently on the market, as well as the challenges and opportunities involved in designing new types of combination products.

Description: This piece is a discussion of Mel Stein's paper entitled, 'A New Approach to the Calculation of Active Life Disability Reserves.'

Description: Presented at June 1985 Spring Meeting. This session discussion is about : Design features of business coverage compared to personal coverage, New developments in income replacements, residual, own occupation and cost of living benefits, Effects of recent experience on design, Outlook for the future.

Description: In this paper a method is described for pricing - and reserving for- return of premium benefits under disability income policies. Followed by a discussion paper

Description: Discusses claim reserves for group long-term disability [GLTD], group medical insurance, and small-group [under 25 lives] medical and dental insurance. Session 9 of the 1991 Valuation Actuary Symposium.